1. Usage Agreement

Welcome to the PensionWise Financial Group website. By accessing and using this website, you agree to be bound by these Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

These Terms and Conditions govern your use of the PensionWise Financial Group website and all content, services, and products available at or through the website. PensionWise Financial Group reserves the right, at its sole discretion, to modify or revise these Terms and Conditions at any time, and you agree to be bound by such modifications or revisions. It is your responsibility to review these Terms and Conditions periodically for changes. Your continued use of the website following the posting of any changes constitutes acceptance of those changes.

This website is intended for informational purposes only and does not constitute financial advice. You should consult with a qualified financial advisor before making any investment decisions.

2. Intellectual Property

The content, layout, design, data, databases, and graphics on this website are protected by intellectual property laws, including copyright and trademark laws. You may not copy, reproduce, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from this website without the express written permission of PensionWise Financial Group.

The PensionWise Financial Group name and logo are trademarks of PensionWise Financial Group. Unauthorized use of these trademarks is strictly prohibited.

You may download one copy of the materials (information or software) on PensionWise Financial Group's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials;
• use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• attempt to decompile or reverse engineer any software contained on PensionWise Financial Group's website;
• remove any copyright or other proprietary notations from the materials; or
• transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by PensionWise Financial Group at any time.

3. Disclaimer

The materials on PensionWise Financial Group's website are provided on an "as is" basis. PensionWise Financial Group makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, PensionWise Financial Group does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

PensionWise Financial Group does not guarantee the accuracy, completeness, or timeliness of the information provided on this website. The information is provided for general informational purposes only and should not be relied upon as financial advice. Investing in financial products involves risk, and you could lose money.

Quote from Eleanor Vance, Senior Financial Advisor at PensionWise Financial Group: "Our aim is to provide helpful resources, but always remember to seek personalized advice."

4. Limitation of Liability

In no event shall PensionWise Financial Group or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on PensionWise Financial Group's website, even if PensionWise Financial Group or a PensionWise Financial Group authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

PensionWise Financial Group is not responsible for any errors or omissions in the content of this website. We strive to provide accurate and up-to-date information, but we cannot guarantee that the information is always correct.

To the fullest extent permitted by applicable law, PensionWise Financial Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the website; (b) any conduct or content of any third party on the website; (c) any content obtained from the website; or (d) unauthorized access, use, or alteration of your transmissions or content.

5. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Delaware for the resolution of any disputes.

6. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: